Insurance and Evidence
The documents nobody can find, a record that somebody was there and checked, and one PDF your broker can read without an account.
When an insurer asks whether the property was looked after, you want an answer better than “yes, of course.”“We look after the place” is an assertion. A dated visit log is evidence. In a claim, the difference is not rhetorical.
Policies, deeds and warranties, in one place, with expiry reminders.
The Binder
The documents that matter most are the ones nobody can find. The Binder is where they live, and it tells you before something lapses rather than after.
Store insurance policies, deeds, warranties and other critical documents against the property, with coverage amounts and renewal dates. The product tracks expiry and reminds you ahead of time. Because it's shared, the answer to “who has the policy?” stops being “I think Dad had it.”
A failed check raises a work order on its own.
Visit checklists
The value of a checklist isn't the ticking. It's that the things that failed don't evaporate the moment you close the app.
Build checklist templates for the visits your property needs: a seasonal inspection, a post-storm walkthrough. Work through the list on site. An item that fails automatically raises a maintenance work order, so a problem you noticed becomes a problem that's tracked without a second step. Nothing depends on someone remembering to write it down afterwards.
A dated record that somebody was there and checked.
The visit log
“We look after the place” is an assertion. A visit log is evidence. In a claim, the difference is not rhetorical.
Every visit is recorded with its date, who attended, and the results of each check performed. Over a season it becomes a continuous record of attention to the property: the exact thing an insurer, an adjuster or a future buyer asks for and almost nobody has. Set a cadence and the product tracks whether you're keeping to it.
One PDF that answers your insurer's questions before they're asked.
The Annual Insurance Report
Renewal, or worse a claim, arrives with a request for documentation. This is the document, generated from your real records, not assembled the night before.
A broker-ready report built from the property's actual data: policies and coverage, the contents inventory with replacement values, the visit log, and the maintenance record. It's produced by the product from what you've recorded through the year, so it can't overstate and doesn't need writing. Groups who've been through a claim understand this page immediately; groups who haven't should read it as insurance against the conversation they hope never happens.
Send it to your broker. Read-only, expiring, revocable, no account.
The broker portal
Your broker doesn't want a login. They want the document, and possibly a place to put a note. That's exactly what they get, and nothing more.
Share the annual report with your broker through a secure link. They can read it and leave notes against it, which come back to you in place. They cannot see anything else about the property: no calendar, no finances, no inventory beyond the report. The link expires on a date you set and can be revoked instantly. It's built to be handed to a professional without handing over your household.
The claim you hope never happens
Every part of this exists to answer one question from someone who was not there: can you show that this property was cared for?
- The report is generated from your real records, so it can't overstate what you did.
- A failed check becomes a tracked work order without anyone remembering to write it down.
- Your broker gets the document and a place to put a note, and nothing else about your household.
- Nothing is ever deleted, so the record still stands years later.